Husband alone makes over $100 a year. That basically screws us.
I was working…and that made the financial end even more difficult.
The time I had to take away from work, the childcare costs, the food, the constant issues that meant one of us had to leave work for the day…it fell to me. I made less, and could handle the day to day stressors involved.
Think about it: I was already in social work for clients with MI. Hmmmmm? Now our son is struggling. So, for us, I quit.
Husband carries a heavy burden as a result. He must remain employed. The last contract he had required a hefty portion of insurance cost for us. That literally bankrupted us. We have retained a lawyer and are in the process right now.
Because he’s over the 100k, agencies like SSI tell us to “divorce” and they will cover.
We now are considering as he ages. He can’t do this physically intensive work forever. We may utilize my ability to work in the future, in effect, switching places.
Personal warning? Our son overheard a lot of dialog about finances. We don’t yell or argue, as we actually have a very quiet house normally. Still, he overheard. NOW, the belief that he is a financial burden is present. This is not good as he tends to become suicidal fast.
I wish we were more careful. Husband warned me a few times about what I spoke of within his hearing. I thought I listened and was more careful. Apparently, either what was said or observed was enough to set his mind on the belief that he is a “burden”.
I was just trying to figure out how to pay for Seroquel out of pocket.
Long term care is our concern right now. The future.
This contract covers more insurance cost. Husband signed on with a company that is based in Australia, so the coverage is consistent with their standards. Far better than the US as far as the amount the employee must provide. Copays reduced as well.
It’s the copays that kill us.
You’re close to the same concerns we have. How can two people take care of the family, now that the dynamics have changed, and still maintain overall health of each family member?
Husband HATES being away from us. Why we travel with him for each job.
Just rambling about what we are doing, and where we are right now.
He can’t work forever like this.
I “get it”. .
OH!! Happy aside!!!
Son went to WallyWorld to pick up some yarn for Libby!
Dang…he went into the dreaded WallyWorld.
Give Libby my thanks.
He also came in lasts night to “inspect” if I was making the item as he saw fit.
Never did that before.
Glad he’s taken an interest.