Hello all, it’s my first post here…
My nephew, almost 30, was diagnosed one year ago as schizophreniform. He has lived with me for that year, and I have supported him 100% and then some. He has worked about 20% of the time, at a variety of minimum wage jobs, and always runs out of money.
Last week I caught him injecting something - meth, it turns out. I’m sober, and have required him to be sober to live with me. I’ve caught him with booze on his breath numerous times, and believe he spent his excess cash (non-phone/bank fee) on drugs and alcohol. He’s been addicted to heroin and meth.
So I told him that, if he wants to continue staying with me, he’ll need to turn over his earnings, so that he can’t buy drugs. I’ll keep it in an account, it will earn interest, and he’ll help me pay the rent and groceries (according to clear rules, percents, which we’ll agree to), and eventually he can buy that car he’s always wanted… in a few years.
Today, I started looking for bank accounts for people to manage the money of SMI relatives (severely mentally ill) - guardianships, POA, dual-signature, joint accounts. Nothing really matched exactly - is there anything else?
What would you recommend for my situation? Thanks, and I attend NAMI meetings at SF Gen, so I’m in a community of folks who help their SMI relatives. But that’s been closed for two months thanks to Covid-19.