I own my home and have next to no debt. I do believe he would be able to manage just the taxes & utilities after I’m gone. I’m just trying to make things as easy as I can for him with all the red tape and paperwork after I’m gone. He would get the house, and he would also have his own car.
I have a few concerns about us living together. Mainly, as you mentioned, I don’t want to “undo” the progress that he has made on his own. Taking meds, keeping dr appointments, going to the pharmacy for his refills, going grocery shopping on his own, occasionally preparing his meals, doing his own laundry etc. We are moms first, and knowing me, I feel like I would coddle him and do everything for him if he lived with me.
Also, and this may sound selfish, but I’ve gotten used to the peace and quiet of living alone and I do enjoy solitude. A quiet house just by myself. Not that he would be loud or anything, but it would take some adjusting to get used to the idea of another presence in the house.
I have not presented any ideas to him. These are just my own thoughts. But i know you often mention the 2 of you living together and that it’s going well, and I want that for my son and I too.
I know you had mentioned HUD before, I believe you said you were looking into home ownership. I truly hope you do end up with home ownership. It would be one less thing for you to worry about after you are gone.