You are welcome.
The cost of ACT team per year in my state is $9,000 - $12,000. Incarceration is $30,000 - $60,000 (NY) per year.
“The average cost to deliver mental health care inpatient was highest for Medicare and lowest for the uninsured: schizophrenia treatment, $8,509 for 11.1 days and $5,707 for 7.4 days, respectively; bipolar disorder treatment, $7,593 for 9.4 days and $4,356 for 5.5 days; depression treatment, $6,990 for 8.4 days and $3,616 for 4.4 days; drug …”
Based on the numbers alone, I look for more and more states to implement this ACT treatment, don’t you?
We had private insurance for our son but early on most of the good Pdocs didn’t take insurance so it was out of pocket and then insurance companies were supposed to reimburse. That never happened with Humana (due to incorrect coding according to them). I finally found a therapist for my son who had experience with SZ and one day while I was sitting in the waiting room, he shared that hadn’t been paid by my insurance company. I used that time to call my insurance company and let them have it. I gave the phone to the therapist and they got it straightened out. It was like six months and I reminded them I pay promptly each month and suggested they do the same. It was a year of hell as you can hardly process the diagnosis itself and I remember when I did my taxes, it was $14,000 in mental health treatment for my son that one year.
Every doctor kept telling me to file guardianship and get him on SSI. I was reluctant. Our son was barely 20 at the time, had plans for college, and it was the hardest decision I had made.
We sought out advice from a professional who bluntly said "unless you have an extra $250,000 (lifetime) to put toward your son’s care, you need to get him on assistance so his medical is covered. We finally did and it was not denied.
In my opinion the state hospitals have been the best consistent care for our son. On private insurance he barely stayed two weeks. On several occasions he was not even clear when we picked him up.
The social worker at this state hospital is the one that recommended the program. She had remembered my son from his earlier admission/s.
I am hopeful for a better outcome and recovery for my son. I hope the same for every person on this forum.