I wonder how many of you can relate to my story. My son who is 32 suffered a break down and developed SZ a few months back. What has happened since he moved back with me and my wife is that we have discovered the many expenses that have been incurred while he was suffering his breakdown when he lived alone.
He forgot to pay for his insurance premiums while he suffered and I had to work with the insurance company to reinstate him while he was hospitalized. The deductible was very expensive. I finally got him on Medicaid which has helped. The big kicker came when he received a call from a collection agency for a “chargeback” expense near $5000.00! I asked my son what happened but he could not recall. He says he got scammed. It happened in July of 2019 - the peak of illness.
I know he can’t help it but there are other expenses that he tallied up while he suffered for almost a year living by himself and being isolated.
It can be discouraging as a parent to see the endless trail that was left behind while my son lived with this sickness.
It seems like when you fell that you are catching up financially and emotionally that you get hit hard with something new. I love my son and I don’t get angry with him because I feel I am partly responsible. We will get through this. He is showing improvements - I have that to hang too.
Thanks for listening.