I’m still in the mix of all of this estate stuff of my dad’s I just found out last week the home will no longer be insured as of June,
I haven’t gone through probate yet as far as I know that’s the only way to get my name on the house and insure it.
If I go through probate I’m going to have to sell the house because probate will need to be paid for through the estate.
My sibling is still in the house I haven’t found a place for him to go yet he’s completely off the rails whenever I mention the options he has.
Such as if he wants to keep the house he can get a loan and pay for probate upfront and get his name on it and then just continue to live there and make the payments.
As of right now he cannot afford the payments I’ve been paying over half of his mortgage and bills and I can no longer continue to do that.
In order to raise his income I’ve asked if he would be willing to apply for SSDI where he could possibly gain a few hundred dollars more a month.
No matter what everything has sent him into a spiral with any mention of moving forward.
I was very close yesterday to giving the ultimatum of if he wasn’t cooperative to get on a housing list for himself that I would no longer be able to pay any of his bills.
With the mention of any of these topics he just sends numerous inappropriate messages.
And now he’s talking about being poisoned again and people breaking into his house and if that’s really what he thinks I feel really awful but I also feel like are you even capable of making any decisions it’s just a nightmare position to be in.
I don’t really have any family that can do much I don’t even really like to talk to anybody about it that much anymore I feel like I’m putting more burdens on people that are not theirs to carry.
I just really needed the space to get this out today,
The good news is I clearly have now told him multiple times of his choices and that it’s his life and it is up to him.
Unfortunately what he’s doing is avoiding it so hard and I feel he is spiraling